Houston Methodist. Leading Medicine.
Houston Methodist. Leading Medicine

Center for Liver Disease & Transplantation

Financial Considerations

As you prepare for your liver transplant, you’ll also meet with your Financial Counselor to review your insurance coverage and discuss the various financial considerations involved in a liver transplant.

Cost of the Transplant

The cost of your transplant will include evaluations, testing, the transplant surgery, follow-up care, and medications.

Other costs include:

  • Your post-surgery hospital stay
  • Additional testing
  • Anesthesia
  • Fees for the transplant surgeon and surgical staff
  • Organ recovery and transport to hospital (including air transport if applicable)
  • Transportation, lodging, and meals for family members while you’re hospitalized
  • Physical therapy if needed
  • Lodging for yourself following discharge if you live more than 50 miles away (you’ll have to stay near the hospital for 30 days after your discharge)
  • Anti-rejection and other medications

Health Insurance

Liver transplant is covered by most health insurance providers, including Medicare, CHAMPUS, and Veterans’ Administration (VA), and the amount covered will vary depending on your insurance plan.

Your Financial Counselor will review your policy with you and help you explore options for filling any gaps in your coverage (self pay, charitable organizations, etc.).

Social Security Benefits

Social Security Income (SSI) or Social Security Disability Income (SSDI) may be available to assist you with the costs of daily living. Your Financial Counselor can help you find out if you qualify.

Life Insurance

Many patients with liver disease find it difficult to find a life insurance provider that will cover them, but options are available. One of these is the Pre-Existing Condition Insurance Plan (PCIP), created under the Affordable Care Act. PCIP is provided through the US Department of Health and Human Services and administered by the Office of Personnel Management through the Government Employees Health Association in more than 20 states. To find out if you qualify, visit pciplan.com.

Financial Assistance Resources

Financial assistance may be available from the following organizations:

American Organ Transplant Association, 281-261-2862
American Liver Foundation, 800-465-4837
Medicare, 800-MEDICARE (800-633-4227)
National Transplant Assistance Fund, 800-642-8399
National Foundation for Transplants, Inc., 800-489-3863

To find out more about the Methodist Center for Liver Disease and Transplantation, call us at 713-441-8839 or 866-94-LIVER (866-945-4837) or send us an email.